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    What is the ACH transaction flow for Paya Connect?


    Paya Connect 

    Paya ACH 


    ACH may take 2-5 days for a transaction to settle, below is the flow chart and the status meanings:


    Transaction Status
    Pending Origination/Originating The ACH transaction has been initiated and the funds have not yet moved. 
    Originated The transaction is in process but has not been funded/settled yet.
    Declined The transaction is not approved and it could be due to a velocity error (attempt to process a transaction over the allowed limit).
    Voided The transaction has been voided and the funds will not be moved or settled.
    Settled The transaction was completed and funded.
    Charged Back The transaction was charged back and could be due to insufficient funds, closed account(s), etc.

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