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    The benefits of processing Level 3 credit card transactions


    What are the benefits of processing Level 3 credit card transactions?


    Visa and MasterCard business, commercial, government and purchasing cards are used similar to personal credit cards. However, Level-3 transactions carry lower interchange rates due to lower risk B2B (Business to Business) or B2G (Business to Government) situations and fraud, chargebacks, etc are less and the costs are lower. In addition, the merchant is incented to provide the increased data to support the industrial buyer and improve their card accounting.

    Many merchants can qualify for a lower Interchange rate by processing Level-3 data with each transaction by working with a Level 3 specialist along with a Level 3 processing gateway.  

    For more information about how to begin processing Level 3 transactions, please submit a tech support ticket.

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