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    Different Transaction Types in the Paya Exchange Virtual Terminal

    Description

    What are the different Transaction Types in the Virtual Terminal?

    Resolution

    The Paya Exchange Virtual Terminal can process several different types of transactions.

    • Sale: the standard credit card transaction that places an authorization on the card for the requested amount. Ready for settlement.
    • Auth Only: also known as a "pre-auth." Places an authorization on the card for the requested amount; however, the amount can be adjusted once to accommodate for shipping, tip, or other charges that cannot be determined at the time of authorization. Must be adjusted or captured before it can be settled.
    • Credit: a refund. Used to put money back onto a card. Ready for settlement.
    • Force: an offline transaction. Used to insert a transaction into your batch, when you have a pre-existing approval code. Ready for settlement.

    Additionally, transactions may show as one of these types after they have been processed:

    • Prior Auth: also knows as a "post-auth " is either a Force transaction or an Auth-Only that has been adjusted or captured.
    • Void: a transaction that was canceled before settlement. Cannot be settled.
    • Expired: a transaction that was not settled within seven calendar days of authorization.

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