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    Paya Exchange transaction types


    What are the different transaction types in Paya Exchange?


    The Paya Exchange Virtual Terminal mini app can process several different types of transactions:

    • Sale: the standard credit card transaction. Places an authorization on the card for the requested amount.
    • Auth Only: also known as a "pre-auth". Places an authorization on the card for the requested amount; however, the amount can be adjusted once to accommodate for shipping, tip, or other charges that cannot be determined at the time of authorization. Must be adjusted or captured before it can be settled. "Auth Only"  transactions expire after 7 calendar days if not adjusted.
    • Credit: a refund. Used to put money back onto a card.
    • Force: an offline transaction. Used to insert a transaction into your batch, when you have a pre-existing approval code.

    Additionally, transactions may show as one of these types after they have been processed:

    • Prior Auth: also knows as a "post-auth". This is either a Force transaction, or an Auth Only that has been adjusted or captured.
    • Void: a transaction that was canceled prior to settlement. Can not be settled.
    • Expired: a transaction that was not settled within seven calendar days of authorization.

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