Description

What are the different transaction types in Paya Exchange?

Resolution

The Paya Exchange Virtual Terminal mini-app can process several different types of transactions:

• Sale: The standard credit card transaction, which places an authorization on the card for the requested amount.
• Auth Only: Also known as a "pre-auth" that places an authorization on the card for the requested amount; however, the amount can be adjusted once to accommodate for shipping, tip, or other charges that cannot be determined at the time of authorization. Must be adjusted or captured before it can be settled. "Auth-Only"  transactions expire after 7-calendar days if not adjusted.
• Credit: A refund that is used to put money back onto a card.
• Force: An offline transaction that is used to insert a transaction into your batch, when you have a pre-existing approval code.

Additionally, transactions may show as one of these types after they have been processed:

• Prior Auth: Also known as a "post-auth", that is either a Force transaction or an Auth-Only that has been adjusted or captured.
• Void: A transaction that was canceled prior to settlement (cannot be settled).
• Expired: A transaction that was not settled within 7-calendar days of authorization.