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    Error: Test Cards Only response in the Paya Virtual Terminal

    “Test Cards Only” response in the Paya Virtual Terminal


    Why am I receiving a response of “Test Cards Only” in the Paya Virtual Terminal?


    If the Virtual Terminal is on “Test Mode” or you are using a Test Virtual Terminal, the credit card number must be a Paya test card number.

    • Visa – 4111111111111111
    • MasterCard – 5499740000000057
    • American Express – 371449635392376
    • Discover – 6011000993026909

    If the Virtual Terminal is on a live account you can switch from Test Mode to Production Mode. From the Home screen, click on the “Switch” link under the Account Overview section à Click “Confirm”.

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