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    Decline code 000028

    No Reply - Temporary


    Suggested Action

    Re-attempt the transaction if the issue persists have cardholder needs to call their issuing bank.  They should be able to find the number on the back of the card.  

    More Information

    Decline Code 
    		000028
    Response Message
    		No Reply
    Definition
    		File is temporarily unavailable
    Additional Details
    		Unable to contact cardholders issuing bank for authorization.  


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