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    What is the difference between capture and settle?

    What is the difference between capture and settle?

    Products

    Paya Virtual Terminal; Sage Software; Paya Exchange 

    Description

    In the virtual terminal and Paya Exchange capture is done to convert an "auth only" transaction to a "pre-auth". This is done to convert the transaction to to a status that will allow it to settle. Settlement is when you submit the the transactions to begin the funding process.

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