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    How long are authorizations valid for?

    Product

    All Paya Products

    Description

    How long are authorizations valid for?

    Resolution

    When a transaction is authorized you have up to 7 calendar days to settle it. If the transaction is not settled it will be moved to an expired status. Most financial institutions hold funds for up to 7 calendar days before they release the money back into the cardholder’s available balance.

    Although the transaction(s) expire within 7 days the Approval Code is still valid for 30 days. You still have the option to offline the transaction without resubmitting the Sale, but you may be subject to paying higher transaction fees if the money is not held at the Financial Institution.

    If you have any questions regarding fees please submit a ticket and we will be in touch with you shortly.

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