Looking for something?

You will find your answers here!

    Sorry, we didn't find any relevant articles for you.

    Send us your queries using the form below and we will get back to you with a solution.

    Virtual Check Description of Originator IDs

    Description of Originator IDs

    Description

    What is an Originator ID, and which should I use?

    Resolution

    An Originator ID, or OID, is a numeric value used by the ACH network to identify the origin of a transaction. There are three major types of OID: PPD, CCD, and WEB. Each type is then sub-divided into two: Written and Non-Written.

    • PPD: (Prearranged Payment or Deposit) -- a transaction by an organization to a consumer account.
    • CCD: (Cash Concentration or Disbursement) -- a business-to-business transaction.
    • WEB: (Web-Initiated Entry) -- an electronic authorization through the Internet to create an ACH entry.
    • The Written option should be used when you and your customer have a signed contract that authorizes the withdrawal from their bank account. Please note that a voided check or signed receipt does not constitute a written contract.
    • The Non-Written option should be used in all other cases; i.e., when you do not have a written contract between you and your customer.


    If you have questions or require additional information, please submit a ticket and we will be in touch with you shortly.

    Was this article helpful?

    Still can't find
    what you are looking for?

    Our award-winning customer care team is here for you.

    Contact Support

    Powered by