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    Card Verification Value (CVV2) Response Codes and Descriptions

    Code - Definition

    M -- CVV2 Match
    N -- CVV2 No Match
    P -- Not Processed
    S -- Issuer indicates that CVV2 data should be present on the card, but the merchant has indicated data is not present on the card
    U -- Issuer has not certified for CVV2 or Issuer has not provided Visa with the CVV2 encryption keys
    Empty - Transaction failed because wrong CVV2 number was entered or no CVV2 number was entered
    X -- No response

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